Joined in 2023 
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63 About this deal
CIBC Smart Planner, Insights and other budgeting and financial tools use your personal information to help you plan your goals and calculate your progress, and may suggest articles and product information that may be of value to you.
We are providing you with CIBC Smart Planner, Insights and the Services on an “as is” and “as available” basis and do not make any representations or provide any warranties concerning them. Without limiting the foregoing, we expressly disclaim all warranties, with respect to CIBC Smart Planner, Insights and/or the Services. No advice or information obtained by you from us through or from CIBC Smart Planner, Insights and/or the Services will create any warranty not expressly stated in the Terms. We do not provide tax, legal, or investment advice, or investment brokerage services through Insights or the Services, and you may not rely on it for any such purpose. You are responsible for your choices in using any recommendations made in conjunction with CIBC Smart Planner, Insights, the Services or Account Information.Jeg havde behov for et mere effektivt værktøj til at oprette vagtplaner. Det skulle desuden være nemt for mine medarbejdere at få overblik over vagtplanen."
Except for residents of Quebec: (a) the Terms are governed and interpreted in accordance with the laws of the province of Ontario and the applicable laws of Canada; and (b) you agree to submit to and be bound by those laws and the courts of Ontario in the event of any dispute relating to the Terms. If you want to make more of a statement, take a look at our limited edition planners. Choose a theme to accompany you and your plans this year. The artwork on and in each planner is carefully chosen to celebrate stories, characters and moments of cultural significance from around the world.Except as provided in the EAA or as required by applicable law, we will not be liable to you for any Losses arising from Insights and/or the Services which include, but are not limited to: (i) unsecured communication being inaccurate, intercepted, reviewed or altered by others, or not received by you, (ii) any delay or inability to access the Services, regardless of the cause of action, including negligence, even if we are advised of the possibility of damages, (iii) your failure to receive or view any communication that has been presented to you, or (iv) your failure to fulfill any of your obligations under the Terms, or to comply with any instructions we may provide to you from time to time. Losses” means any and all damages, claims, fines, penalties, deficiencies, losses, liabilities (including settlements and judgments), costs and expenses (including interest, court costs, reasonable fees and expenses of lawyers, accountants and other experts and professionals or other reasonable fees and expenses of litigation or other proceedings or of any claim, default or assessment), including, without limitation, indirect, incidental, special, punitive or consequential losses or damages, loss of profits, loss of revenue, loss of business opportunities, or any other foreseeable or unforeseeable loss resulting directly or indirectly out of the Terms, Insights or the Services provided to you, even if CIBC was advised of the possibility of damages or was negligent. There is a wide variety of cover colours and vibrant limited edition themes to accompany you throughout the year, as well as our personalisation service to add a unique message to the cover of any hardcover or softcover Classic Planner. All our diaries also contain useful planning tools such as month-by-month year calendars, travel tools and measures and conversions. The Services, CIBC Smart Planner and Insights may not be accessible at all times. In addition, functionality, features content or information may change, and may not always be available. You can’t beat the satisfaction of crossing something off your to-do list with a sharp pencil or a smooth pen—and shouldn’t everybody use their phone less anyway?
You” and “your” means the person who is using CIBC Smart Planner, Insights, Services or other financial tools we make available from time to time. There are so many good planners that we can’t recommend a single standout; instead, we’ve found eight, in a range of styles, that people with different priorities will love.
Se Rosa gennemgå hvor hurtigt du kommer i gang med din vagtplanlægning.
Your ability to access CIBC Smart Planner, Insights and to use the Services depends on you having an appropriate active data plan and service for your Electronic Device and/or you visiting a CIBC representative at a CIBC Banking Centre for in-person consultations. If you choose to access the Services through your Electronic Device, it is your responsibility to determine if your wireless carrier provides and/or supports data plans and Internet browsing as applicable to the Services. You understand that CIBC Smart Planner, Insights or any component of the Services may no longer be available in the event that the data, or other services, for your Electronic Device terminates, lapses or is suspended. You are responsible for all costs, fees, data plans and related charges associated with your use of Electronic Device(s), and they are not reimbursable by us. Vi havde over længere tid manuelt lavet vagtskemaer og ultimo hver måned voldte det problemer med optælling af timer, ulæselige tal og noter omkring vagterne og en masse bøvl med pauser ind/ud m.m." For at kunne lave min vagtplan hurtigere og ikke være låst i et excel ark som jeg tidligere har brugt. Det er meget nemt og overskueligt"
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